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FREELANCECFO

The financial operating system for freelancers with irregular income. Built to answer one question every freelancer dreads.

● Live product React · TypeScript · Supabase Built solo
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Freelancers don't get predictable paychecks. One month it's $8,000. The next it's $900. Every existing finance tool — Mint, YNAB, QuickBooks — assumes you have a salary. None of them were built for the feast-or-famine reality of freelance income.

So I built the tool I actually needed — one that starts from the question every freelancer avoids asking out loud:

“If I stopped getting clients today — how long could I survive?”

Four systems answer that question from different angles: a runway planner that turns your burn rate into a real date, a cash-flow command center for day-to-day spending, a tax center that estimates what you'll owe before the IRS tells you, and a client intelligence layer that shows you which relationships are actually worth keeping.

What follows isn't a mockup. It's the live product, screen by screen.

01 — Cash flow, projected forward
RUNWAY
RUNWAY

How long your money lasts if nothing changes — and the exact date it runs out.

01
FreelanceCFO Runway planner screen
6.7 monthsrunway at current burn
$11,600averaged monthly burn
Jan 2027projected zero-balance date

The projection isn't a static estimate — it recalculates against your last three months of real spend every time a transaction lands.

02 — Day-to-day, under control
BUDGET
BUDGET

No fixed paycheck assumed. Every category tracked against a moving target, not a fantasy one.

02
FreelanceCFO Cash Flow Command Center screen
LOWbudget pressure this month
11%of spend tied to software
6 moincome timeline, live

Bank sync drops transactions straight into categories — deduction-tagged automatically, so tax season stops being a scramble.

03 — What you'll owe, before they tell you
TAX
TAX

Federal, state, and self-employment tax — estimated quarterly, so April never ambushes you.

03
FreelanceCFO Tax Center screen
$19,486.91estimated tax owed, YTD
27.2%effective rate
Sep 15next quarterly deadline

Every deductible expense tagged in Budget flows straight into the deduction tracker here — the systems talk to each other, not around each other.

04 — Which relationships are worth it
CLIENTS
CLIENTS

Revenue, rate, and consistency per client — so "my biggest client" and "my best client" stop being the same guess.

04
FreelanceCFO Client Intelligence screen
5active clients tracked
LOWrevenue concentration risk
80%repeat-payment consistency

Effective hourly rate per client — not quoted rate — is what actually decides who gets your next open slot.

Every number on this
page is real product.

Not a mockup, not a Figma file. FreelanceCFO is live, and I use it to run my own freelance work.